A loved one has suffered a catastrophic personal injury in Georgia. How can you help?

It makes sense to speak with a Georgia personal injury lawyer if you have serious injuries, cannot work, face insurance delays or denials, or are being blamed for an accident you did not cause. Injuries such as brain, spinal, or internal trauma can require long-term care, and Georgia’s comparative fault rules can limit recovery if fault is disputed. Early legal advice can help protect evidence, income, and legal rights.

When should I talk to a personal injury lawyer in Georgia?

You should consider speaking with a Georgia personal injury lawyer if you have serious injuries, cannot return to work, the insurance company delays or denies payment, or you are being blamed for an accident you did not cause. Early legal guidance can help protect evidence and preserve your rights under Georgia law.

What counts as a serious injury under Georgia personal injury law?

Serious injuries often include traumatic brain injuries, spinal cord injuries, fractures, internal organ damage, or conditions involving disability or requiring ongoing medical care. These injuries may involve long-term impairments and costs that are not obvious immediately after an accident.

What if I missed work because of my injuries?

If injuries prevent you from working, Georgia law may allow recovery for lost wages and reduced future earning capacity. Documentation from your employer and treating physicians is often critical.

What if the insurance company refuses to pay my claim?

Insurance companies may dispute coverage, liability, or the value of a claim. A lawyer can explain your options under Georgia insurance and tort law and help address delays or denials.

What if I am being blamed for an accident I didn’t cause?

Georgia follows a modified comparative fault rule. If you are found 50% or more at fault, you may recover nothing. Early statements and evidence can significantly affect fault determinations.

Who Is “Liable” or At Fault in a Georgia personal injury case?

“Liability” means who is responsible for the injury. In Georgia, the law looks at fault. If someone didn’t act carefully (like texting while driving or leaving a wet floor with no sign), they can be held liable.

Georgia follows the “modified comparative fault” rule. That means:
– If you’re 50% or less at fault, you can still get money—but it gets reduced by your percent of fault.
– If you’re 51% or more at fault, you get nothing.

Example:
You slip at a grocery store. A jury says the store is 80% at fault but you’re 20% at fault because you weren’t watching where you walked. If your total damages are $100,000, you get $80,000.

What Are “Damages”?

“Damages” means the money you can get in a personal injury case. In Georgia, there are three main kinds:

1. Economic Damages – Things with a price tag:
   – Medical bills
   – Lost wages
   – Property damage (like your car)

2. Non-Economic Damages – Pain and emotional harm:
   – Pain and suffering
   – Anxiety or depression from the injury
   – Loss of enjoyment in life

3. Punitive Damages – To punish really bad behavior. These are rare. You only get these if the person did something very reckless, like drunk driving or road rage.

Common Types of Injuries in Georgia Injury Cases

Some examples of types of serious injury cases include:

• Wrongful death
• Spinal cord injury, C1-C2 injury, paralysis and treatment
• Brain injury, post-concussion syndrome
• Neck and back injury, low back fractures
• Nose injuries
• Eye injuries
• Ear injuries
• Facial scar injuries
• Scalp avulsion injuries
• Hand fracture injuries
• Myofascial Pain Injury
• Femur (thigh bone) fracture
• Ankle fracture injuries
• Foot drop
• Temporomandibular Joint (TMJ) Injuries
• Burn injury
• Amputation, leg amputation
• Asbestos & silica lung damage
• Syringomyelia and Chiari Malformation Injuries

What are common kinds of incidents that produce personal injury claims in Georgia?

 Many personal injury cases in Georgia arise from:

• Automobile accidents
• Truck crashes
• Dangerous premises liability
• Dangerously defective manufactured products
• Professional negligence

Effectiveness in all these cases requires an in-depth knowledge of insurance law.

Lawsuits vs. Settlements in Georgia

You don’t always have to go to court. In fact, most personal injury cases in Georgia settle out of court. The best settlements usually result from thorough preparation for trial. That establishes credibility and forces the insurance company to take the case seriously. On the other hand, we have found that an attorney with a strong reputation who lays out a strong claim may induce the insurance company to go ahead and settle before extensive litigation.

Why Settle?
– It’s faster
– Costs less money
– Less stress for you
– You control the outcome

Why Go to Trial?
– If the other side won’t offer enough
– If fault is in dispute
– If you have a strong case and want more

But trial is risky. You might win big or get nothing. A good lawyer will help you decide if settling or going to court is smarter.

How Do Lawyers Get Paid? (Contingency Fees)

Almost always, personal injury lawyers in the United States work on a contingency fee. That means:
– You don’t pay anything up front
– The lawyer only gets paid if you win
– If you lose, you pay nothing

The lawyer gets a percentage you agree to in advance of whatever you win, after deduction of expenses and liens. The lawyer gets paid only when you get paid, after you agree to a settlement or win in court.

Are Personal Injury Settlements Taxed?

In most cases, no, your injury money is not taxed.

What’s not taxed:
– Money for physical injuries
– Pain and suffering
– Medical costs

What is taxed:
– Punitive damages
– Interest earned on the money
– Lost wages (in some situations)

Real-World Tips About Injury Claims

These Cases Take Time – Even if you settle, it might take months. If you go to court, it can take a year or two, sometimes more.

Always See a Doctor – Some injuries show up later. Medical records help prove your case.

Take Pictures and Notes – Photos and notes are strong evidence.

Don’t Talk to Insurance Adjusters Alone – Always talk to a lawyer first.

How to Prove Your Personal Injury Case

To win a case in Georgia, you need to prove:
1. The other person was careless (negligence)
2. That carelessness caused your injury
3. Your injury caused losses (money, pain, missed work)

Your lawyer may use:
– Police reports
– Medical records
– Witness statements
– Expert testimony
– Photos or video

Georgia’s Statute of Limitations

You usually have 2 years from the date of the injury to file a lawsuit. Miss that deadline, and you lose your right to recover—even if it’s a strong case.

Some exceptions:
– Claims against government: you may need to give notice in as little as 6 months.
– Minors or mentally incapacitated people may get more time.

There are exceptions, tricks and trapdoors in the calculation of time limits. An experienced personal injury lawyer can guide you through that.

What Happens If You Settle?

If you reach a settlement:
1. You sign a release—promising not to sue.
2. The insurance company sends a check.
3. Your lawyer takes their fee and pays any liens.
4. You get the rest.

Once you settle, it’s over. You can’t go back and ask for more later.

Watch Out for These Mistakes

– Waiting too long to get medical help
– Talking to the other side without a lawyer
– Posting about your accident on social media
– Not following your doctor’s advice
– Missing deadlines

Final Thoughts: What You Should Know

– If you’re hurt and it’s not your fault, you may have a claim.
– Georgia law looks at fault, so evidence matters.
– Most cases settle, but sometimes trial is needed.
– You pay your lawyer only if you win.
– Most of the money you get is not taxed.
– Don’t wait—2 years is the usual deadline to file.

When to Call a Lawyer

You should speak to a lawyer if:
– You have serious injuries
– You’re out of work
– The insurance company won’t pay
– You’re getting blamed for something you didn’t do

Call us at 404-253-7862 (Atlanta) or submit your inquiry online to see if we can help.

Updated January 20, 2026 by Ken Shigley, senior counsel at Johnson & Ward. He is a former president of the State Bar of Georgia, former chair of the Institute for Continuing Legal Education in Georgia, former chair of the Motor Vehicle Collision Section of the American Association for Justice, was the first Georgia lawyer earned three board certifications from the National Board of Trial Advocacy, was lead author of eleven editions of Georgia Law of Torts: Trial Preparation & Practice, and received the Traditions of Excellence Award from the State Bar of Georgia General Practice and Trial Section. A graduate of Furman University and Emory University Law School, he completed certificates in negotiation and mediation at Harvard Law School.